Business Insurance in Oakbrook, IL
Business insurance, also called commercial business insurance or commercial insurance, is insurance coverage designed to cover a business, including its employees and ownership. There are a wide variety of different types of business insurance available.
Having the right commercial insurance policies is a significant component of a comprehensive risk management strategy that can help protect your business’s finances. Our agency is here to help you with all of your business insurance needs. Call Insure All, LLC today to learn more or to get a free, no-obligation quote.
Business Insurance Policies
Every business’s insurance needs vary and may be influenced by company size, location, number of employees and industry. A few standard policies businesses may carry include the following:
- General liability insurance—A policy can provide coverage for claims of bodily injury or other physical injuries, personal injury (libel or slander), advertising injury and property damage. It can be offered as a package policy with other coverages such as property, crime, automobile and more.
- Commercial property insurance—Also called business property insurance, this coverage helps pay for damages to your company’s equipment and property after a covered accident or incident.
- Business interruption insurance—If your business must shut down or cease operations due to a covered incident, this coverage can help replace lost income and pay for extra expenses incurred during the shutdown.
- Commercial auto insurance—is a type of policy designed to cover vehicles used for business purposes. This insurance is crucial for individuals or businesses that rely on vehicles for their operations, whether it’s for transporting goods, carrying passengers, delivery services, rideshare driving (such as Uber or Lyft), or commuting between job sites. Individuals may use their personal vehicles for business if their employer doesn’t provide a company vehicle or if they are self-employed. If a company has vehicles, it will likely need to secure a commercial auto insurance policy to properly insure any fleet members or employees who drive for the organization. Occupations that typically require commercial auto insurance include consultants, contractors, real estate agents, construction workers, plumbers, electricians, photographers, caterers, mobile pet groomers, and delivery drivers for services like DoorDash, Instacart, or restaurant deliveries.
- Professional liability insurance—This type of policy provides coverage if anyone makes a claim of negligence, misrepresentation or inaccurate advice against your business.
- Workers’ compensation insurance—This coverage can help employees who become injured or ill due to a work-related incident receive replacement income, medical benefits and other financial assistance if they cannot work. Most states require that employers carry workers’ compensation insurance.
Depending on your business and industry, you may need to purchase other insurance policies for proper coverage. Contact Insure All, LLC today to discuss your insurance needs.
Industries We Service
- Bars / Taverns/ Nightclubs
- Bowling Alley’s
- Carpet cleaners
- Churches
- Cleaning Services
- Day Care Centers or In-Home Day Care
- Electricians
- General Contractors
- HVAC companies
- Landscapers
- Liquor / Convenience and grocery stores
- Messenger Servies
- Plumbers
- Restaurants / Banquet Halls
- Rideshare & Delivery: Uber, Lyft, Door Dash, Instacart
- Roofers
- Special Events: Wedding receptions / Beer Garden / Farmers Markets, Special occasion parties (Picnics, reunions, showers, etc)
- And Many More!!
How to Get Business Insurance
If you need business insurance solutions, we’re here to help. Give Insure All, LLC a call today to get started.